Cambridge, MA & Chicago, IL — October 16, 2025 — Cambridge Mobile Telematics Inc. (CMT), the world’s largest telematics service provider, and TransUnion (NYSE: TRU) announced today a strategic alliance that enables the launch of portable consumer driving scores. These consumer-controlled scores hold the power to transform insurance shopping by enabling drivers to monitor, manage, and demonstrate their safe driving behavior for access to the best possible insurance rates at the moment of quote. The alliance brings together CMT’s global leadership in telematics and TransUnion’s purpose of enabling consumers and organizations to transact with confidence to create a breakthrough in how driving risk is measured, shared, and rewarded.
TransUnion and CMT will provide consumers with data transparency and educational resources to monitor and improve their driving behavior. For the first time, drivers will be able to view their own driving behavior, improve it through real-time feedback and coaching, and carry a score they can use to help access the personalized auto insurance coverage. Regulated under the Fair Credit Reporting Act (15 U.S.C. § 1681 et seq. “ FCRA”), portable consumer driving scores will give consumers some of the same protection they have with their credit scores, while empowering them to benefit directly from their safe driving behavior.
For insurers, the portable consumer driving scores will help provide a powerful tool to understand risk instantly at the point of quote. Instead of building their own try-before-you-buy telematics programs that require drivers to enroll and complete trial periods, insurers will be able to gain immediate visibility into driving risk and the ability to deliver personalized pricing from the start. Because the score will be compatible with CMT-powered, usage-based insurance programs, insurers can deliver a more seamless end-to-end experience and tap into a broader, more engaged audience of safe drivers.
“Safe driving should be a lifetime benefit, not a temporary promotion,” said William V. Powers, Co-Founder and CEO of Cambridge Mobile Telematics. “With portable consumer driving scores, we are giving consumers real agency — the ability to turn their safe driving into lasting value while enabling insurers to price risk with greater confidence from day one. This alliance creates a new model that rewards safety, lowers costs, and helps make the world’s roads safer.”
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